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Credit Card

A credit card is a plastic card issued to users to enable the cardholder to pay merchants for the goods and services based on the cardholder's promise to the bank that has issued a card to pay them for the amounts plus the other agreed charges that includes Processing fee, Renewal fee, Late payment interest, etc. The card issuer usually a bank creates an account and grants a credit line to the cardholder, from which the holder can borrow money for payment to a merchant or as a cash advance.

Credit Card

FAQs for Credit Card

What Are The Types Of Credit Cards?
There are plain old vanilla Credit Cards that have basic, no-frills features. And then there are special, made-for-you Credit Cards that cater to the globetrotter in you, or the shopaholic, maybe?

Co-Branded Credit Card? Huh?
That’s a Credit Card that has a merchant’s name and logo on it. These are promoted by the merchants and the card issuer together. Airline and Rewards Credit Cards are often co-branded.

CVV? What’s that?
The CVV number is a 3-digit number printed on the reverse of your Credit Card, besides the signature panel. You’ll need this to verify online transactions.

What Is An Add-On Credit Card?
It’s a supplementary card that is issued to your family members. An add-on Credit Card is linked to your primary Credit Card account. Be careful about giving add-on cards to your family. You’re responsible for any defaults in payments.

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